Sam · Sort All Money
Your bank balance tells you what you have.
Sam tells you what you can actually spend.
Sam is a native iPhone money-planning app for people who want a clear, honest picture of their finances without maintaining category budgets or spreadsheets.
Tell Sam what money is coming in, what bills need covering and what you have spent. Sam organises everything around your real planning cycle and works out what is genuinely left.
Planning cycles
Your money does not always run from the 1st to the 31st.
Sam can plan from one main income payment to the next, by calendar month, weekly, fortnightly, every four weeks or around a custom schedule.
Weekend-adjusted paydays and future planning cycles are handled from the rules you choose.
Flexible income
Real income is not always perfectly predictable.
Sam supports regular income, one-off income and amounts that can vary from cycle to cycle.
Product principles
Less budgeting overhead. More useful answers.
Built around your pay cycle
Weekly, fortnightly, four-weekly, monthly or custom. Sam follows the way your money actually arrives rather than assuming every budget starts on the 1st.
Available to Spend
Sam separates your bank balance from what is genuinely safe to spend after bills and commitments are accounted for.
No category-budget homework
Tell Sam about incoming money, bills and one-off spending. The focus is the useful answer: what is actually left?
Reconciliation that asks first
Balance Check can investigate whether a difference corresponds to an expected bill or income item instead of blindly creating a correction.
Privacy by construction
Your financial data stays under your control.
Core data is stored locally. Optional backups use your private iCloud account, and reminders are scheduled on-device.
Read the privacy policyFace ID protection
Uses Apple device authentication.
Private iCloud backup
No separate Sam cloud account is required.
On-device reminders
Notifications are scheduled locally on your iPhone.
